I think my computer /rs account has a keylogger?

I would recommend KeyScramler. It encrypts everything you type as you type it. Here is the free version: http://download.cnet.com/KeyScrambler-Personal/3000-2144_4-10571274.html?part=dl-KeyScramb&subj=uo&tag=button. It works well but it only encrypts what you type on a browser. The paid versions also do your windows log in at the very start, it's very good!